Car title loans in Farmington, CT
Use your car title to get cash and keep driving. Apply online or by phone from anywhere in Farmington, Unionville, New Britain and the Hartford area.Use your car title to get cash and keep driving. Apply online or by phone in Farmington.
- Keep driving your car
- Free estimate in about a minute
- Local office on 10 Sequassen Rd, # D
- Licensed lending partners
How it works
Three steps from estimate to cash in Farmington
Get your estimate
Tell us your car's year, make, model and miles. It takes about a minute online, or call 860-470-6978.
Talk to a specialist
A loan specialist calls you to go over your options and what you'll need.
Get your money
Send your photos and documents from your phone. Once the lender finishes its review, you get your money and keep driving.
Before you apply
What you'll need
- Driver's license
- Car title in your name
- Vehicle registration
- Proof of insurance
- Proof of address (last 30 days)
- Proof of income (last 30 days)
- Photos of your car, odometer and VIN
Requirements can vary by lender.
Connecticut loan basics
Connecticut regulates consumer lending closely, and the options available depend on your situation. Our lending partners may offer a loan secured by your vehicle or another option. Your specialist explains the terms before you sign anything.
Step by step
How it works for Farmington drivers
Connecticut regulates consumer lending closely, so the first conversation matters most. Start online or call 860-470-6978.
Share the basics
Enter your car's year, make, model and miles above. It takes about a minute.
Talk through your options
A specialist explains which options may be open to you in Connecticut. That could be a loan secured by your vehicle, or something else.
Send photos and documents
Photos of the car, odometer and VIN, plus your license, title, proof of income and proof of address, all from your phone.
Read the offer carefully
If a lender makes an offer, read the total cost and the payment schedule, and ask questions before you sign.
Keep driving
If you go ahead, you keep using your car as usual while you repay.
Documents explained
Documents for a Farmington application
Connecticut lenders look closely at paperwork. Here's what to gather.
- Connecticut driver's license or ID. The name should match the title and registration.
- Connecticut certificate of title. In your name. If it's missing, request a replacement by mail before you apply, or at the same time.
- Current CT registration. Registration and any required emissions test should be up to date.
- Proof of insurance. Connecticut requires liability coverage, so have your current card handy.
- Proof of income. Recent pay stubs from your employer, such as UConn Health or a Hartford-area company, or benefit statements.
- Proof of address. A recent Eversource bill, lease or bank statement in your name.
Requirements vary by lender and by the type of loan offered in Connecticut.
Title questions
Connecticut title questions
Connecticut handles replacement titles by mail through the DMV in Wethersfield, so plan ahead if your title is missing.
Mail the DMV's application for a replacement title (form H-6B) to 60 State St, Wethersfield, CT 06161. You can start your estimate in the meantime.
If a bank or credit union financed the car, it's listed as lienholder. Have your payoff statement ready, because the lender needs to know what's still owed.
A car bought privately has to be registered and titled in your name with the CT DMV first.
Cars coming from another state need a Connecticut registration and title. The DMV may require a VIN verification as part of that process.
Where we help
Serving Farmington, Unionville and the Hartford area
We help drivers in Farmington's neighborhoods and in Unionville village, plus people who work at UConn Health or commute into Hartford.
Most Farmington drivers rely on I-84, Route 4, Route 6 and Route 10 to get to work in New Britain, West Hartford, Plainville, Avon or Bristol. With so many people depending on a car, keeping yours while you borrow comes first.
Everything happens by phone and online, so you don't need to drive anywhere to get started. For the statewide page, use the link below:
Before you sign
Questions to ask any Connecticut lender
A loan secured by your car is a serious commitment. Whoever you borrow from, ask:
- What kind of loan is this, and is it allowed under Connecticut law?
- What is the total I will repay, including all fees?
- What is the payment schedule?
- Can I pay off early without a charge?
- Is the lender licensed by the Connecticut Department of Banking?
- What happens if I miss a payment?
If an offer seems too loose for Connecticut's rules, check the lender's license before going further.
Local resources
Handy places for Farmington drivers
In Connecticut, replacement titles are requested by mail from CT DMV (Form H-6B), 60 State St, Wethersfield, CT 06161. You can start your estimate now and finish once the title is in your name.
Consumer lenders in Connecticut are licensed by the Connecticut Department of Banking. You can look up a lender's license before you sign.
Kelley Blue Book and J.D. Power (NADA) show typical values for your year, make, model and miles. Lenders also look at condition and any money still owed on the car.
What lenders look at
- Your car's year, mileage and condition
- How much equity you have (value minus any balance owed)
- Your ability to repay from your income
- A clear title in your name, or a lien the lender can pay off
The lender sets the final amount and terms after reviewing your application.
Serving Farmington and nearby
Get Auto Car Title Loans Farmington CT
10 Sequassen Rd, # D, Farmington, CT 6032
860-470-6978Phone hours (Pacific time): Mon–Sat 7 AM–7 PM · Sun 8 AM–5 PM
Farmington is in Hartford County, along I-84 and Route 4. You don't need to visit an office: you can apply online or by phone from home, work or anywhere in the area.
Get directionsCan I keep driving my car?
Yes. You keep your car and drive it as usual while you repay the loan. The lender holds the title as security until the loan is paid.
Do I need perfect credit?
No. Lenders look mainly at your car's value and your ability to repay. Your credit may still be reviewed.
What if my car isn't fully paid off?
You may still qualify if you have enough equity in it. Your loan specialist can check this with you.
How fast can I get the money?
It depends on the lender and how quickly your documents are verified. Your specialist gives you a realistic timeline before you decide.
Can I apply by phone?
Yes. Call 860-470-6978 and a specialist will take your details.
I lost my title. Can I still apply in Farmington?
In Connecticut, replacement titles are requested by mail from CT DMV (Form H-6B), 60 State St, Wethersfield, CT 06161. You can start your estimate now and finish once the title is in your name.
Do you help drivers outside Farmington?
Yes. You can apply online or by phone from anywhere in Farmington, Unionville, New Britain and the Hartford area.
Can I pay my loan off early?
Many lenders allow early payoff. Your loan agreement lists any prepayment terms, so read it before you sign.
What happens if I miss a payment?
Call your lender right away. Missed payments can lead to fees and, in the worst case, repossession of the car. Your agreement explains the lender's process and your rights under Connecticut law.
Is my information safe?
The form is encrypted, and your details go only to licensed lenders who can review your request.
How do I replace a lost title in Connecticut?
Send form H-6B to the CT DMV, 60 State St, Wethersfield, CT 06161. Replacement titles are handled by mail, so you can start your estimate while you wait.
Are title loans offered in Connecticut?
Connecticut regulates consumer lending closely, and what's offered depends on your situation. A lender may offer a loan secured by your vehicle or another option. Your specialist explains it before you sign anything.
Do I need to visit an office in Farmington?
No. You can do the whole process by phone and online. Call 860-470-6978 if you'd like to talk it through.
Can I apply if I live in Unionville or New Britain?
Yes. We help drivers across Farmington, Unionville, New Britain and the greater Hartford area.
Does my car need a current emissions test?
Your registration should be current, and that includes any required emissions test. Sort it out before applying so nothing holds up the review.
Can I apply if I commute to Hartford?
Yes. Where you work doesn't matter. Apply online or call 860-470-6978.
What if the CT DMV hasn't mailed my replacement title yet?
You can still start your estimate and talk to a specialist. The loan can't be completed until the title is in hand.
Not all applicants qualify. Loan amounts, rates and terms are set by the lender after reviewing your application and vary by state and vehicle. Read your loan agreement before you sign.