BENEFITS OF AUTO TITLE LOAN:
- Fast Application and Approval
- Streamlined Verification Process
- All Credit Types Accepted With Proof-of-Income
- No Pre-payment Penalties
- Competitive Rates
What is a car title loan?
A car title loan is a loan that uses your vehicle as collateral to lend you the cash you need. Your car title loan approval takes into account your ability to repay. There is a lien placed on the title of your car and in return, you get the cash you need. Once you pay off your loan, the lien is removed. You get to keep driving your car throughout the process.
What if I have poor credit?
Even if you have less than perfect credit, you may still qualify for a car title loan. Since a car title loan uses the equity in your car as one factor in approving your loan, your credit score is less of a factor in getting an approval. You will need to provide satisfactory proof-of-income in order to be approved.
What are my Minimum and Maximum period of repayment?
Our loans range from 12 months to 36 months repayment period, depending on the specific loan.
What is the APR for Auto Title Loans Program?
The APR for the Auto Title Loan is 30% – 120% APR Annually for all qualifying customers, meeting all necessary criteria as stated below. (varies based on credit
What is the cost of my credit going to be?
The APR for our Loan Program is 30% – 120% Annually for all qualifying customers but can be lower depending on your creditworthiness, collateral, and agreed-upon terms. Loan amounts start at $2510.00 and max amount at $25000 with a loan term from 12 months to maximum of 36 months, with APR ranging between 30%-120% annually. Most Auto Title loans will be charged an administration fee (origination fee) in an amount ranging from $250.00 up to 10% of the amount financed.
What is necessary to qualify for an Auto Title Loan?
Minimum loan amounts $2,510
Collateral of acceptable value
Ability to repay
DOCUMENTS YOU WILL NEED TO QUALIFY
- A car title to a qualifying car in your name
- A government-issued photo ID such as a driver’s license
- Proof of Income (ie. paycheck stubs, invoices or bank account statements) showing your ability to repay back the loan
- Proof of residence (ie. a piece of recent mail like a utility bill will work)
- Pictures of the Car
The application process is easy:
- Fill the form on the top
- Complete your application and find out if you qualify
- Get a Pre-approval
- Submit all necessary documentation
- Get your cash
When you’re in need of cash, we can help you. Apply today! Subject to specific underwriting criteria and ability to repay. Other restrictions apply. Not all applications will be approved.
Loans made or arranged pursuant to a California Finance Lenders Law License.