Car title loans in Newport Beach, CA
Use your car title to get cash and keep driving. Apply online or by phone from anywhere in Newport Beach, Costa Mesa, Irvine and Corona del Mar.Use your car title to get cash and keep driving. Apply online or by phone in Newport Beach.
3857 Birch Street Suite 3006-A, Newport Beach, CA 92660
Get directions
- Keep driving your car
- Free estimate in about a minute
- Local office on 3857 Birch Street Suite 3006-A
- Licensed lending partners
How it works
Three steps from estimate to cash in Newport Beach
Get your estimate
Tell us your car's year, make, model and miles. It takes about a minute online, or call 949-877-3559.
Talk to a specialist
A loan specialist calls you to go over your options and what you'll need.
Get your money
Send your photos and documents from your phone. Once the lender finishes its review, you get your money and keep driving.
Before you apply
What you'll need
- Driver's license
- Car title in your name
- Vehicle registration
- Proof of insurance
- Proof of address (last 30 days)
- Proof of income (last 30 days)
- Photos of your car, odometer and VIN
Requirements can vary by lender.
California title loan basics
Title loans in California are made by lenders licensed under the California Financing Law, and state law limits the interest that can be charged on many consumer loans. Always read your loan agreement for the APR, fees, payment schedule and what happens if you miss a payment.
Step by step
How it works for Newport Beach drivers
Newport Beach customers often want to keep things quick and private, so everything runs online and by phone. Prefer to talk? Call 949-877-3559.
Tell us about the car
Year, make, model and miles go into the form above. Your registration card lists all of them.
Talk with a specialist
A specialist calls you back, discreetly and at a time you choose, to go over the estimate and the documents.
Send photos of the car
Four sides, the odometer and the VIN. For newer or higher-value cars, include any options that affect value.
Share your documents
License, title, registration, insurance, proof of income and proof of address. Phone photos work.
Read, then decide
The lender reviews everything and sets the terms. Read the whole agreement before you sign. You keep driving your car while you repay.
Documents explained
Documents for a Newport Beach application
What Newport Beach applicants usually need.
- California driver's license or ID. The name should match the name on the title.
- California title (pink slip). In your name. Cars registered to a trust or a business need a different process; mention it on the call.
- Current registration. If it has lapsed, renew online at dmv.ca.gov or at the Costa Mesa DMV field office first.
- Proof of insurance. Your current card or declarations page for this vehicle.
- Proof of income. Pay stubs, business bank statements, commission statements or retirement income.
- Proof of address. A recent SCE or SoCalGas bill, lease or bank statement in your name.
Requirements can vary by lender. If something is missing, start anyway and your specialist will tell you what can wait.
Title questions
Title help for Newport Beach drivers
Most title problems are fixed at the Costa Mesa DMV field office, 650 W 19th St, Costa Mesa, CA 92627, or through dmv.ca.gov.
Request a duplicate with form REG 227 (Application for Duplicate or Paperless Title). You can start your estimate while it's on the way.
A bank or credit union that still holds a lien is listed on the title as legal owner. Have your latest payoff statement ready for the specialist call.
If the title isn't in your personal name, the lender may need extra documents or may not be able to use it. Ask your specialist first.
With “OR” between the names, either owner can sign. With “AND”, both owners usually need to sign.
Where we help
Serving Newport Beach and the coast
We help drivers across Newport Beach, from Balboa Peninsula and Balboa Island to Corona del Mar, Newport Heights, Eastbluff and the business district near the airport.
Newport Beach is served by the 55, the 73 and Pacific Coast Highway, and many callers drive to Irvine, Costa Mesa or further for work every day.
We also help drivers in Costa Mesa, Irvine, Huntington Beach and Laguna Beach. Nearby pages:
Before you sign
Questions Newport Beach borrowers should ask
A loan secured by your car is a serious commitment. Whoever you borrow from, ask:
- What is the total I will repay, not just each payment?
- How many payments are there, and when is each one due?
- Can I pay off early, and does that lower the total cost?
- Is there any charge if I pay the whole balance off quickly?
- Is the lender licensed under the California Financing Law? Look it up in the DFPI licensee search.
- How and when is the lien released from my title once the loan is paid?
Read every line, even on a short loan. A good lender is happy to wait while you do.
Local resources
Handy places for Newport Beach drivers
Request a duplicate at the Costa Mesa DMV field office, 650 W 19th St, Costa Mesa, CA 92627.
Every California title lender must hold a California Financing Law license. Look any lender up in the California DFPI licensee search before you sign.
Kelley Blue Book and J.D. Power (NADA) show typical values for your year, make, model and miles. Lenders also look at condition and any money still owed on the car.
What lenders look at
- Your car's year, mileage and condition
- How much equity you have (value minus any balance owed)
- Your ability to repay from your income
- A clear title in your name, or a lien the lender can pay off
The lender sets the final amount and terms after reviewing your application.
Serving Newport Beach and nearby
Hii Newport Beach Auto Car Title Loans
3857 Birch Street Suite 3006-A, Newport Beach, CA 92660
949-877-3559Phone hours (Pacific time): Mon–Sat 7 AM–7 PM · Sun 8 AM–5 PM
Newport Beach is on the Orange County coast, along SR-1 (Pacific Coast Highway) and SR-73. You don't need to visit an office: you can apply online or by phone from home, work or anywhere in the area.
Get directionsCan I keep driving my car?
Yes. You keep your car and drive it as usual while you repay the loan. The lender holds the title as security until the loan is paid.
Do I need perfect credit?
No. Lenders look mainly at your car's value and your ability to repay. Your credit may still be reviewed.
What if my car isn't fully paid off?
You may still qualify if you have enough equity in it. Your loan specialist can check this with you.
How fast can I get the money?
It depends on the lender and how quickly your documents are verified. Your specialist gives you a realistic timeline before you decide.
Can I apply by phone?
Yes. Call 949-877-3559 and a specialist will take your details.
I lost my title. Can I still apply in Newport Beach?
Yes, you can start your estimate now. You'll need a title in your name before the loan is finished. Request a duplicate at the Costa Mesa DMV field office, 650 W 19th St, Costa Mesa, CA 92627.
Do you help drivers outside Newport Beach?
Yes. You can apply online or by phone from anywhere in Newport Beach, Costa Mesa, Irvine and Corona del Mar.
Can I pay my loan off early?
Many lenders allow early payoff. Your loan agreement lists any prepayment terms, so read it before you sign.
What happens if I miss a payment?
Call your lender right away. Missed payments can lead to fees and, in the worst case, repossession of the car. Your agreement explains the lender's process and your rights under California law.
Is my information safe?
The form is encrypted, and your details go only to licensed lenders who can review your request.
Where do I get a duplicate title near Newport Beach?
At the Costa Mesa DMV field office, 650 W 19th St, Costa Mesa, CA 92627, or online at dmv.ca.gov with form REG 227.
Can a classic or luxury car be used?
Often yes, if it's titled in your name and in good condition. Lenders set the value; include clear photos.
Is my application kept private?
Your details go only to licensed lenders who can review your request, and the form is encrypted.
I live in Costa Mesa. Is this the right page?
Yes. Call 949-877-3559 or apply online.
Do I have to visit an office?
No. Everything can be done online and by phone, and photos and documents can be sent from your phone. Call 949-877-3559 if you'd rather talk it through.
Is a title loan my only option?
No. Compare other options first, such as a credit union personal loan or a payment plan with the company you owe. A title loan puts your car at risk if you can't repay, so borrow only what you need.
California: loans made or arranged pursuant to a California Finance Lenders Law license #60DBO-53460. Not all applicants qualify. Loan amounts, rates and terms are set by the lender after reviewing your application and vary by state and vehicle. Read your loan agreement before you sign.