Just what is a Vehicle Title Loan?
To get a Motor Vehicle Title Loan, you give the financial institution the title to your Motor vehicle. You pay the lender a fee to borrow the money. You usually will have to repay the car loan within the time period agreed between you and the lending institution, which normally extends to 3 to 4 years. If you can not repay the loan you owe, the lender can take your car.
How Does Car Title Loan Work?
Submit the online application on this page or call us.
Reasons to choose Auto Car Online Title Loans Ojai CA for Your Loan?
Auto Car Online Title Loans Ojai CA – The Title Loan Specialists.
Our Services in Ojai CA.
About Ojai, California.
Ojai is a city in Ventura County in the U.S. state of California. Located in the Ojai Valley, it is northwest of Los Angeles and east of Santa Barbara. The valley is about 10 miles (16 km) long by 3 miles (5 km) wide, surrounded by hills and mountains. The population was 7,461 at the 2010 census, down from 7,862 at the 2000 census.
Ojai is a tourism destination known for its boutique hotels, recreation opportunities, hiking, spiritual retreats and farmers’ market of local organic agriculture. It also has small businesses specializing in local and ecologically friendly art, design, and home improvements—such as galleries and a solar power company. Chain stores (other than a few gas stations) are prohibited by Ojai city law to encourage local small business development and keep the town unique.
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Auto Title Loans: FAQ (Frequently Asked Questions)
What is an Auto Title Loan?
An Auto Title Loan is a short credit obtained against your vehicle.
So why should I choose your Company?
We have just one of the most affordable interest rates. Customers are funded in 60 minutes or less. Our application fee is a very minimal amount. Bad Credit History is OK. Friendly customer service that will represent you during these tough times. Quick Approval.
What Are the Documentations required for Auto Title Loans?
a) Pink Slip/ Title to your Auto
b) Proof of Earnings
c) Proof of Dwelling
d) IDENTIFICATION Proof
e) 5 Images of Motor Vehicle (Front, Back, Both Sides, Dashboard shows Miles).
f) Insurance Proof.
Just how much Money Can I get for my Automobile from Title Loan?
In California, the amount we offer is between $2,510 to $40,000, the amount of money we lend is based on your vehicle’s actual wholesale value. Some of the many things that define that value include the Year, Make, Model and Trim level of your jeep, and its mileage and condition. Easy Money.
Precisely what are your Working Hours?
Our company accepts Web-based Vehicle Title Loan apps 24/7/365. Our Client support is accessible from 8 am to 7 pm Monday-Saturday, 9 am to 2 pm on Sunday.
Exactly what is the Procedure for Receiving an Auto Title Loans?
Step # 1 – Get a Quote and complete our web-based application through our secure internet site or Call 951-226-5874. If you have any questions.
Step # 2 – Soon after you apply online, a loan consultant from Our Title Loan will call you to discuss your financial condition and how we can help you with a Title Loan. They will clarify the Term and Conditions of the Loan. They will also give you the Checklist of Necessary Paperwork to Fund the Loan.
Could I keep driving my Car while I have an Auto Title Loan?
Yes, you keep the Vehicle and the funds while making your scheduled monthly payments on your Auto Title Loan.
How much time will it take me to obtain my loan?
We can get you pre-approved in 5 minutes over the Phone. Once you deliver the requested documentation we can fund within 60 minutes. Call us now at 951-226-584 and we can get your loan process started immediately. You can even expedite the process by completing our online application. Click on the web-based application. Title Loans Near Me.
Could I still get a Car Title Loan if I misplaced my Title?
Yes, if you’ve lost your title, we will help you obtain a new title to get a car title loan.
Is there an early repayment penalty if I decide to pay off early?
No. You can pay off your Loan whenever. There is never any early repayment charges with your Auto Title Loan.
Do you provide Title Loans on Salvaged Automobile?
Yes, we do accept Salvaged Automobile but depends on the value of your Vehicle. Call us for more details.
Do I have to have a good credit history in order to get a loan?
No. Bad Credit Report or No Credit Rating is Ok, it does not matter. Everyone is welcome. Equity in your Automobile is a major Factor in getting a Title Loan. We lend to people with credit history problems every day.
To Acquire A Title Loan Does The Vehicle Must Be Under My Name?
To receive a title loan from our Company the registration on the vehicle must be current, must be in your name, and have full policy coverage insurance for loans over $2,500.
Can I pay off my loan ahead of time?
Yes, when you pay an Auto Title loan off early you save a lot more money! If you take a loan out for 12 months, but pay it off in the 7th month, you save the interest payments for the remaining five (5) months.
Do you refinance Loans?
Yes, we refinance (buy out, pay off) Auto Title Loans from other organizations.
Does my Car need to pay off?
No. Even though you have another Auto Title Loans on your vehicle, you may still get approved for us. Call us to learn how We Can assist you.
How safe and secure is my information?
The security of your information is also extremely important to us. We use Secure Sockets Layer (SSL) encryption to protect the transmission of your information.
Why choose an Auto Title Loans over a Bank Loan?
Many people choose Auto Title Loans because they do not get approved for traditional Bank Loans. Auto Title Loans are processed more quickly and have fewer conditions than Bank Loans.
Exactly how will I know if I am approved? When will I receive my funds?
You will be notified of the Loan decision immediately following completion of your application. If you are approved, and we get all the requested Documents we will send you the Loan Docs to Sign upon completion you will receive the Funding. Call us now to acquire the detail information 951-226-5874. Auto Title Loans Near Me.
Why is Auto Title Loans Better than Payday loans?
A Payday Loan amount typically ranges from $100 to $300 in California. It is a short-term Loan and needs to be completely paid back in less than 31 days. Payday Loans rely on specific income for their repayments (such as your next paycheck or a pending tax refund). Moreover, an Auto Title Loans is designed to give much larger Loan amounts (thousands of dollars) and can be paid back over a longer period of time (usually 12 to 36 months). To puts it simply, a Payday Loan can possibly be seen as a temporary fix, whereas an Auto Title Loans is designed to fulfill your longer financial needs. Auto Money Title Loans.