Car title loans in Akron, OH
Use your car title to get cash and keep driving. Apply online or by phone from anywhere in Akron, Cuyahoga Falls, Barberton and Summit County.Use your car title to get cash and keep driving. Apply online or by phone in Akron.
- Keep driving your car
- Free estimate in about a minute
- Local office on 339 Morningview Ave # B
- Licensed lending partners
How it works
Three steps from estimate to cash in Akron
Get your estimate
Tell us your car's year, make, model and miles. It takes about a minute online, or call 234-255-5009.
Talk to a specialist
A loan specialist calls you to go over your options and what you'll need.
Get your money
Send your photos and documents from your phone. Once the lender finishes its review, you get your money and keep driving.
Before you apply
What you'll need
- Driver's license
- Car title in your name
- Vehicle registration
- Proof of insurance
- Proof of address (last 30 days)
- Proof of income (last 30 days)
- Photos of your car, odometer and VIN
Requirements can vary by lender.
Ohio loan basics
Ohio has strict rules for short-term and title-secured lending, including limits on loan size, cost and term. Depending on what's available for your situation, our lending partners may offer a title loan or another option such as a personal loan. Your specialist explains the terms before you sign anything.
Local snapshot
Akron drivers by the numbers
For most Akron workers, the car is how they get to work, so keeping it while you borrow matters. Source: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024.
Step by step
How it works for Akron drivers
Here is the whole process, start to finish. You can do every step from home, or call 234-255-5009 and a specialist walks you through it.
Tell us about the car
Year, make, model and miles go into the form above. Your registration or insurance card lists all of them.
Get a call back
A specialist goes over the estimate and explains which loan options may fit your situation under Ohio's rules.
Show the car
Phone photos of all four sides, the odometer and the VIN plate are usually enough. Clear the snow or salt off first in winter so the photos are sharp.
Share your paperwork
License, title, proof of income and proof of address. Photos from your phone work.
Review before you sign
The lender decides whether it can make a loan and sends the terms. Read the total cost and the payment dates, and ask about anything unclear.
Documents explained
Documents for an Akron application
Here's what each document is for, so you can gather everything in one go.
- Ohio driver's license or state ID. It has to match the name on the title. If you moved within Akron recently, the address can be updated at any deputy registrar.
- Ohio certificate of title. The paper title issued by a county Clerk of Courts title office, in your name.
- Current registration. Ohio plates and registration should be current; renewals can be done online through the BMV.
- Proof of insurance. A current insurance card or declarations page for the vehicle.
- Proof of income. Recent pay stubs, benefit letters or bank statements. Shift workers can share several weeks of stubs.
- Proof of address. A recent utility bill or lease in your name, such as an Ohio Edison or Akron water bill.
The lender may ask for more depending on your situation.
Title questions
Ohio title problems, and how Akron drivers fix them
In Ohio, titles are handled by each county's Clerk of Courts title office, not the BMV. In Summit County that office is at 1030 E Tallmadge Ave.
Any Ohio county title office can print a duplicate title, so you can visit the Tallmadge Ave office or one closer to work. Bring your ID.
If you're still paying for the car, the lienholder is listed on the title. Once that loan is paid, the lien is released and the title office can issue a clear title.
A car bought from a friend or relative has to be titled in your name at a county title office before it can secure a loan.
Ohio requires an out-of-state vehicle inspection before it issues an Ohio title. Deputy registrar offices and many dealers can do the inspection.
Where we help
Serving Akron, Cuyahoga Falls and Summit County
We talk with drivers all over Akron: Highland Square, North Hill, Firestone Park, Kenmore, Ellet, Goodyear Heights and the Merriman Valley, plus students and staff around the University of Akron.
Most of our Akron callers drive to work on I-76, I-77 or Route 8, and a lot of them cross the county for shifts in Cuyahoga Falls, Barberton, Stow or Green. Northeast Ohio winters are hard on a car, so keeping a reliable one matters.
Because everything is done by phone and online, it makes no difference whether you live downtown or out toward Tallmadge or Norton. If you're closer to another city, its own page has the local details:
Before you sign
Questions to ask before signing anything in Ohio
A loan secured by your car is a serious commitment. Whoever you borrow from, ask:
- What is the total amount I will repay, including every fee?
- Is this a title loan, or a different kind of loan under Ohio law?
- How many payments are there, and what are the due dates?
- Can I pay early, and does that lower the total cost?
- Is the lender licensed by the Ohio Division of Financial Institutions?
- How will the lien be released from my title once I've paid?
Ohio's rules are among the strictest in the country, which protects you. Take your time and get every answer in writing.
Local resources
Handy places for Akron drivers
Request a duplicate at the Summit County Clerk of Courts Title Office, 1030 E Tallmadge Ave, Akron, OH 44310.
Lenders that make consumer loans in Ohio are licensed by the Ohio Division of Financial Institutions. You can look up a lender's license before you sign.
Kelley Blue Book and J.D. Power (NADA) show typical values for your year, make, model and miles. Lenders also look at condition and any money still owed on the car.
What lenders look at
- Your car's year, mileage and condition
- How much equity you have (value minus any balance owed)
- Your ability to repay from your income
- A clear title in your name, or a lien the lender can pay off
The lender sets the final amount and terms after reviewing your application.
Serving Akron and nearby
Get Auto Title Loans Akron OH
339 Morningview Ave # B, Akron, OH 44305
234-255-5009Phone hours (Pacific time): Mon–Sat 7 AM–7 PM · Sun 8 AM–5 PM
Akron is the county seat of Summit County, where I-76, I-77 and SR-8 meet. You don't need to visit an office: you can apply online or by phone from home, work or anywhere in the area.
Get directionsCan I keep driving my car?
Yes. You keep your car and drive it as usual while you repay the loan. The lender holds the title as security until the loan is paid.
Do I need perfect credit?
No. Lenders look mainly at your car's value and your ability to repay. Your credit may still be reviewed.
What if my car isn't fully paid off?
You may still qualify if you have enough equity in it. Your loan specialist can check this with you.
How fast can I get the money?
It depends on the lender and how quickly your documents are verified. Your specialist gives you a realistic timeline before you decide.
Can I apply by phone?
Yes. Call 234-255-5009 and a specialist will take your details.
I lost my title. Can I still apply in Akron?
Yes, you can start your estimate now. You'll need a title in your name before the loan is finished. Request a duplicate at the Summit County Clerk of Courts Title Office, 1030 E Tallmadge Ave, Akron, OH 44310.
Do you help drivers outside Akron?
Yes. You can apply online or by phone from anywhere in Akron, Cuyahoga Falls, Barberton and Summit County.
Can I pay my loan off early?
Many lenders allow early payoff. Your loan agreement lists any prepayment terms, so read it before you sign.
What happens if I miss a payment?
Call your lender right away. Missed payments can lead to fees and, in the worst case, repossession of the car. Your agreement explains the lender's process and your rights under Ohio law.
Is my information safe?
The form is encrypted, and your details go only to licensed lenders who can review your request.
Where can I get a duplicate title near Akron?
At the Summit County Clerk of Courts Title Office, 1030 E Tallmadge Ave, Akron, OH 44310, or at any other Ohio county title office. Bring a photo ID.
Is a title loan available in Ohio?
Ohio sets strict rules for loans secured by a car title. Depending on your situation, the lender may offer a title loan or a different option, such as a personal loan. Your specialist explains what is available before you sign anything.
I work in Cuyahoga Falls but live in Akron. Which page should I use?
Either one works. You can apply from anywhere in Summit County, online or by calling 234-255-5009.
What if my car has salt or winter damage?
Cosmetic wear is normal. The lender mainly looks at the year, mileage and overall condition, so send clear photos and mention any damage up front.
Can I apply with an Ohio electronic title?
Ohio titles are issued by county title offices. If yours is held electronically by a lienholder, your specialist will explain what the lender needs.
Do I need Ohio plates?
Yes. The vehicle should be titled and registered in Ohio before it can secure a loan with an Ohio lender.
Can I add a co-borrower?
Some lenders allow it, especially if the title lists two owners. Mention it on your call so the specialist can check.
Not all applicants qualify. Loan amounts, rates and terms are set by the lender after reviewing your application and vary by state and vehicle. Read your loan agreement before you sign.