Car title loans in Simi Valley, CA
Use your car title to get cash and keep driving. Apply online or by phone from anywhere in Simi Valley, Moorpark, Thousand Oaks and Chatsworth.Use your car title to get cash and keep driving. Apply online or by phone in Simi Valley.
1792 Erringer Rd., Suite 1012-A, Simi Valley, CA 93065
Get directions
- Keep driving your car
- Free estimate in about a minute
- Local office on 1792 Erringer Rd., Suite 1012-A
- Licensed lending partners
How it works
Three steps from estimate to cash in Simi Valley
Get your estimate
Tell us your car's year, make, model and miles. It takes about a minute online, or call 818-960-1990.
Talk to a specialist
A loan specialist calls you to go over your options and what you'll need.
Get your money
Send your photos and documents from your phone. Once the lender finishes its review, you get your money and keep driving.
Before you apply
What you'll need
- Driver's license
- Car title in your name
- Vehicle registration
- Proof of insurance
- Proof of address (last 30 days)
- Proof of income (last 30 days)
- Photos of your car, odometer and VIN
Requirements can vary by lender.
California title loan basics
Title loans in California are made by lenders licensed under the California Financing Law, and state law limits the interest that can be charged on many consumer loans. Always read your loan agreement for the APR, fees, payment schedule and what happens if you miss a payment.
Step by step
How it works for Simi Valley drivers
Simi Valley drivers can do everything online or by phone, with the local DMV on Alamo St only needed for title fixes. Prefer to talk? Call 818-960-1990.
Tell us about the car
Year, make, model and miles go into the form above. Your registration card lists all of them.
Talk with a specialist
A specialist calls you back to go over the estimate and the documents the lender asks for.
Send photos of the car
Four sides, the odometer and the VIN. In the valley's afternoon heat, morning photos are easier on you and the camera.
Share your documents
License, title, registration, insurance, proof of income and proof of address. Phone photos work.
Read, then decide
The lender reviews everything and sets the terms. Read the whole agreement before you sign. You keep driving your car while you repay.
Documents explained
Documents for a Simi Valley application
A checklist for Simi Valley applicants.
- California driver's license or ID. The name should match the name on the title.
- California title (pink slip). In your name, without other owners unless they can sign too.
- Current registration. If it has lapsed, renew online at dmv.ca.gov or at the Simi Valley DMV field office first.
- Proof of insurance. Your current card or declarations page for this vehicle.
- Proof of income. Pay stubs, retirement or benefit statements, or bank deposits.
- Proof of address. A recent SCE or SoCalGas bill, lease or bank statement in your name.
Requirements can vary by lender. If something is missing, start anyway and your specialist will tell you what can wait.
Title questions
Title help for Simi Valley drivers
Most title problems are fixed at the Simi Valley DMV field office, 3855-D Alamo St, Simi Valley, CA 93063, or through dmv.ca.gov.
Request a duplicate with form REG 227 (Application for Duplicate or Paperless Title). You can start your estimate while it's on the way.
A bank or credit union that still holds a lien is listed on the title as legal owner. Have your latest payoff statement ready for the specialist call.
An out-of-state title has to be registered and titled in California first. The DMV does a vehicle verification as part of that.
With “OR” between the names, either owner can sign. With “AND”, both owners usually need to sign.
Where we help
Serving Simi Valley and east Ventura County
We help drivers across Simi Valley, from Wood Ranch and Big Sky to Santa Susana, Mount McCoy and the neighborhoods near the Reagan Library.
The 118 is the valley's main road, and many callers take it over the Santa Susana Pass to jobs in Chatsworth and the San Fernando Valley, or west toward Moorpark and the 23.
We also help drivers in Moorpark, Thousand Oaks, Chatsworth and Porter Ranch. Nearby pages:
Before you sign
Questions Simi Valley borrowers should ask
A loan secured by your car is a serious commitment. Whoever you borrow from, ask:
- What is the total I will repay, not just each payment?
- How many payments are there, and when is each one due?
- Can I pay off early, and does that lower the total cost?
- What happens if a payment is late, and who do I call?
- Is the lender licensed under the California Financing Law? Look it up in the DFPI licensee search.
- How and when is the lien released from my title once the loan is paid?
A good lender explains every line; if not, wait before signing.
Local resources
Handy places for Simi Valley drivers
Request a duplicate at the Simi Valley DMV field office, 3855-D Alamo St, Simi Valley, CA 93063.
Every California title lender must hold a California Financing Law license. Look any lender up in the California DFPI licensee search before you sign.
Kelley Blue Book and J.D. Power (NADA) show typical values for your year, make, model and miles. Lenders also look at condition and any money still owed on the car.
What lenders look at
- Your car's year, mileage and condition
- How much equity you have (value minus any balance owed)
- Your ability to repay from your income
- A clear title in your name, or a lien the lender can pay off
The lender sets the final amount and terms after reviewing your application.
Serving Simi Valley and nearby
Top Auto Car Loans lenders Simi Valley Ca
1792 Erringer Rd., Suite 1012-A, Simi Valley, CA 93065
818-960-1990Phone hours (Pacific time): Mon–Sat 7 AM–7 PM · Sun 8 AM–5 PM
Simi Valley is in Ventura County, along SR-118. You don't need to visit an office: you can apply online or by phone from home, work or anywhere in the area.
Get directionsCan I keep driving my car?
Yes. You keep your car and drive it as usual while you repay the loan. The lender holds the title as security until the loan is paid.
Do I need perfect credit?
No. Lenders look mainly at your car's value and your ability to repay. Your credit may still be reviewed.
What if my car isn't fully paid off?
You may still qualify if you have enough equity in it. Your loan specialist can check this with you.
How fast can I get the money?
It depends on the lender and how quickly your documents are verified. Your specialist gives you a realistic timeline before you decide.
Can I apply by phone?
Yes. Call 818-960-1990 and a specialist will take your details.
I lost my title. Can I still apply in Simi Valley?
Yes, you can start your estimate now. You'll need a title in your name before the loan is finished. Request a duplicate at the Simi Valley DMV field office, 3855-D Alamo St, Simi Valley, CA 93063.
Do you help drivers outside Simi Valley?
Yes. You can apply online or by phone from anywhere in Simi Valley, Moorpark, Thousand Oaks and Chatsworth.
Can I pay my loan off early?
Many lenders allow early payoff. Your loan agreement lists any prepayment terms, so read it before you sign.
What happens if I miss a payment?
Call your lender right away. Missed payments can lead to fees and, in the worst case, repossession of the car. Your agreement explains the lender's process and your rights under California law.
Is my information safe?
The form is encrypted, and your details go only to licensed lenders who can review your request.
Where do I get a duplicate title near Simi Valley?
At the Simi Valley DMV field office, 3855-D Alamo St, Simi Valley, CA 93063, or online at dmv.ca.gov with form REG 227.
I commute to the San Fernando Valley. Can I apply here?
Yes. Where you work doesn't matter; what matters is where the car is registered.
Is there a DMV in Simi Valley?
Yes, the field office at 3855-D Alamo St. You only need it if your title or registration needs fixing.
I live in Moorpark. Is this the right page?
Yes. Call 818-960-1990 or apply online.
Do I have to visit an office?
No. Everything can be done online and by phone, and photos and documents can be sent from your phone. Call 818-960-1990 if you'd rather talk it through.
Is a title loan my only option?
No. Compare other options first, such as a credit union personal loan or a payment plan with the company you owe. A title loan puts your car at risk if you can't repay, so borrow only what you need.
California: loans made or arranged pursuant to a California Finance Lenders Law license #60DBO-53460. Not all applicants qualify. Loan amounts, rates and terms are set by the lender after reviewing your application and vary by state and vehicle. Read your loan agreement before you sign.