Last updated: October 29, 2026
1. About these terms
These Terms of Use apply to getautotitleloans.com, our website assistant (Nova), and any request you submit through them. The website is operated by Happy Financial Group, Inc. under the name Get Auto Title Loans (“Get Auto Title Loans,” “we,” “us”). By using the website or submitting a request, you agree to these terms, our Privacy Policy and our E-Sign Policy. If you do not agree, please do not use the website.
2. What we do
We help consumers request a car title loan and connect them with licensed lending partners. A loan is made by the lender that reviews your request, not by this website. Whether you qualify, and the amount, rate, fees, timing and terms of any loan, are decided by that lender and depend on your state, your vehicle and the lender’s review. Loans are not available in all states. A free estimate on this website is an estimate only. It is not a loan offer, an approval or a commitment to lend. Submitting a request is free and does not oblige you to take a loan.
3. Who can use the website
You must be at least 18 years old (or the age of majority where you live) and a U.S. resident to submit a request. Lenders usually require that the vehicle title is in your name.
4. The information you give us
You agree to give true, current and complete information and to use only your own name, phone number and vehicle details. To process your request, we share the information in it with lending partners who may be able to help you, as described in our Privacy Policy. Your text-messaging opt-in and consent are never shared with third parties for their marketing.
5. Calls, texts and email about your request
When you check the consent box on our form, you agree to be contacted by phone, text and email (including automated means) about your loan request at the number and email you provided. Consent is not a condition of any purchase. Message and data rates may apply. You can stop texts at any time by replying STOP, ask us to stop calling you by telling the caller or calling (951) 465-7599, and stop email with the unsubscribe link in the email.
6. Text messaging (SMS) terms
Program: Get Auto Title Loans application texts. What we send: messages about your car title loan request (confirmation, documents checklist, call scheduling and reminders). Frequency: varies, typically 1–3 messages per request. Cost: message and data rates may apply. Opt out: reply STOP at any time; you will get one message confirming you are unsubscribed. Help: reply HELP or call (951) 465-7599. Carriers are not liable for delayed or undelivered messages.
7. Our website assistant
Nova is an automated assistant. It can answer general questions and help you start a request, but its answers are general information, not a loan offer, an approval or financial, legal or tax advice, and it can make mistakes. A loan specialist or the lender confirms the details of any loan.
8. Using the website
Please do not misuse the website: do not submit someone else’s information, false requests or spam; do not try to break, overload or gain unauthorized access to the website or its systems; and do not copy or scrape its content with automated tools. We may refuse or remove requests that break these terms.
9. Our content
The text, design, logos and other material on this website belong to us or our licensors. You may view and print pages for your own personal use. Any other copying or reuse needs our written permission.
10. Links to other websites
The website may link to other websites, including lenders’ websites. We do not control those websites and are not responsible for their content or practices. Their own terms and privacy policies apply when you use them.
11. No guarantee; limits on our liability
The website and its content are provided “as is.” We work to keep information accurate and current, but we do not guarantee that it is complete or error-free, or that a lender will approve a request. To the fullest extent the law allows, we are not liable for indirect or consequential losses arising from your use of the website. Nothing in these terms limits any right you have under applicable law that cannot be limited.
12. Changes to these terms
We may update these terms from time to time. The date at the top shows when they last changed. The version on this page applies when you use the website.
13. Contact us
Questions about these terms? Call (951) 465-7599 or use our contact page.