Frequently Asked Questions

Exactly what is an Auto Title Loan?
An Auto Title Loan is a short-term loan secured against your auto or truck.

So why should I pick your Firm?
We have just one of the lowest interest rates. Clients are financed in 60 minutes or less. Our application fee is a very minimal amount. A bad Credit Rating is OK. Friendly client support that will work with you during these hard times.

What Are the Paperworks required for Auto Title Loans?
a) Pink Slip/ Title to your Car or truck
b) Proof of Wages
c) Proof of Residence
d) IDENTITY Proof
e) 5 Photos of the Motorcar (Front, Back, Both Sides, Dashboard shows Miles).
f) Insurance Proof.

How much Cash money Can I get for my Vehicle from a Title Loan?
In California, the amount of money we give a loan is between $2,510 to $40,000, the amount of money we lend is based upon your vehicle’s actual wholesale value. Some of the important things that define that value include the Year, Make, Model and Trim level of your car, and its miles and condition.

Exactly what are your Operating Hrs?
We accept Online Vehicle Title Loan apps 24/7/365. Our Client support is available from 8 am to 7 pm Monday-Saturday, 9 am to 2 pm Sunday.

Exactly what is the Process for Obtaining an Auto Title Loans?
Step # 1 – Get a Quote and complete our on line application through our secure internet site or Call 951-226-5874. If you have any inquiries.
Step # 2 – Soon after you apply on-line, a financing specialist from Our Title Loan will call you to discuss your financial condition and how we can support you with a Title Loan. They will describe the Term and Conditions of the Loan. They will also give you the List of Needed Documents to Fund the Loan.

Could I keep driving my Car while I have an Auto Title Loan?
Yes, you keep the Car and the funds while making your scheduled payments on your Auto Title Loan.

How long will it take me to get my loan?
We can get you pre-approved in 5 minutes over the Telephone. Once you provide the requested documentation we can fund within 60 minutes. Contact us now at 951-226-584 and we can get your loan process started immediately. You can even expedite the process by filling in our on line application. Click the on-line application.

Can I still get a Car Title Loan if I lost my Title?
Yes, if you’ve lost your title, we will help you obtain a new title to get a car title loan.

Is there a prepayment charges if I decide to settle early?
No. You can payoff your Loan whenever. There is never any early repayment penalty with your Auto Title Loan.

Do you provide Title Loans on Salvaged Automobile?
Yes, we do accept Salvaged Automobile but depends on the value of your Vehicle. Call us for more information.

Do I have to have good credit to acquire a loan?
No. Bad Credit or No Credit Score is Ok, it does not matter. Everyone is welcome. Equity in your Automobile is a major Factor in getting a Title Loan. We lend to people with credit report problems daily.

In Order To Get A Title Loan Does The Vehicle Will need to Be Under My Name?
To receive a title loan from our Company the registration on the vehicle must be current, must be in your name, and have full policy coverage insurance for loans over $2,500.

Could I pay off my loan ahead of time?
Yes, when you pay an Auto Title loan off early you save even more money! If you take a loan out for 12 months, but pay it off in the 7th month, you save the interest payments for the remaining five (5) months.

Do you refinance Loans?
Yes, we refinance (buy out, pay off) Vehicle Title Loans from other enterprises.
Does my Car be have to paid off?
No. Even though you have another Auto Title Loans on your vehicle, you may still qualify for us. Call us to find out how We Can help you.

How safe and secure is my information?
The security of your information is also extremely important to us. We use Secure Sockets Layer (SSL) encryption to protect the transmission of your information.

Exactly why choose an Auto Title Loans over a Bank Loan?
Most individuals choose Auto Title Loans because they do not qualify for traditional Bank Loans. Auto Title Loans are processed more quickly and have fewer requirements than Bank Loans.

Exactly how will I know if I am approved? When will I receive my funds?
You will be notified of the Loan decision quickly following completion of your application. If you are approved, and we get all the requested Documents we will send you the Loan Docs to Sign upon completion you will receive the Funding. Call us now to obtain the detail information 951-226-5874.

Why is Auto Title Loans Better than Payday loans?
A Payday Loan amount typically ranges from $100 to $300 in California. It is a short-term Loan and needs to be completely paid back in under 31 days. Payday Loans rely on specific income for their repayments (such as your next paycheck or a pending tax refund). On the other hand, an Auto Title Loans is designed to give much larger Loan amounts (thousands of dollars) and can possibly be paid back over a longer period of time (usually 12 to 36 months). To puts it simply, a Payday Loan could be viewed as a temporary fix, whereas an Auto Title Loans is designed to fulfill your longer financial needs.