To obtain an Auto Title Lending, you give the finance company the title to your Car or truck. You pay the finance company a fee to get the cash. You usually need to repay the car loan within the time period agreed between you and the finance company, which normally stretches to 3 to 4 years. If you can not repay the funds you owe, the lending institution can take your motorcycle.
How Does Automobile Title Lending Work?
Fill out the online application on this page or call us.
Just why choose Auto Car Online Title Loans Lotus CA for Your Loan?
Auto Car Online Title Loans Lotus CA – The Title Loan Service Providers.
Our Services in Lotus CA.
About Lotus, California.
Lotus is an unincorporated community in El Dorado County, California. It is located 1 mile (1.6 km) west of Coloma, at an elevation of 722 feet (220 m). The settlement was established in 1849 and named for James W. Marshall, discoverer of gold. In 1850, the name was changed to Uniontown to commemorate California’s admission to the Union. The name was changed to Lotus with the arrival of the post office in 1881.
Auto Title Loans: FAQ (Frequently Asked Questions)
What exactly is an Auto Title Loan?
An Auto Title Loan is a short lending secured against your van.
Exactly why should I pick out your Corporation?
We have some of the lowest rates. Clients are funded in 60 minutes or less. Our app fee is the very minimal amount. Bad Credit History is OK. Friendly customer care that will represent you during these tough times. Maximum Title Loans.
What Are the Documents required for an Auto Title Loans?
a) Pink Slip/ Title to your Automotive
b) Proof of Earning
c) Proof of Dwelling
d) IDENTIFICATION Proof
e) 5 Photos of Automobile (Front, Back, Both Sides, Dashboard shows Miles).
f) Insurance coverage Proof.
Just how much Cash Can I get for my Auto or truck from Title Loan?
In California, the amount we lend is between $2,510 to $40,000, the amount of money we lend is based upon your vehicle’s actual wholesale value. A few of the things that determine that value includes the Year, Make, Model and Trim level of your auto, and its miles and condition. Online Title Loans.
Exactly what are your Operating Hours?
We accept Online Vehicle Title Loan apps 24/7/365. Our Client support is available from 8 am to 7 pm Monday-Saturday, 9 am to 2 pm Sunday.
What is the Procedure for Receiving an Auto Title Loans?
Step # 1 – Get a Quote and complete our online application through our secure online site or Call 951-465-7599. If you have any questions.
Step # 2 – Right after you apply online, a lending specialist from Our Title Loan will call you to discuss your financial situation and how we can help you with a Title Loan. They will discuss the Term and Conditions of the Loan. They will also give you the Checklist of Required Documents to Fund the Loan.
Can I keep driving my Car while I have an Auto Title Loan?
Yes, you keep the Auto and the cash while making your scheduled monthly payments on your Auto Title Loan.
How much time will it take me to get my loan?
We can get you pre-approved in 5 minutes over the Phone. Once you provide the requested document we can fund within 60 minutes. Contact us now at 951-226-584 and we can get your loan process started immediately. You can even speed up the process by filling in our online application. Click on the online application. Quick Cash Title Loans.
Can I still get a Car Title Loan if I lost my Title?
Yes, if you’ve lost your title, our company will help you obtain a new title to get a car title loan.
Is there a prepayment charges if I decide to pay off early?
No. You can pay off your Loan at any time. There is never any early repayment penalty with your Auto Title Loan.
Do you provide Title Loans on Salvaged Automobile?
Yes, we do accept Salvaged Automobile but depends upon the value of your Vehicle. Call us to find out more.
Do I need to have good credit scores in order to get a loan?
No. Bad Credit Report or No Credit is Ok, it does not matter. Everyone is welcome. Equity in your Automobile is a major Factor in getting a Title Loan. We lend to people with credit rating problems every day.
To Obtain A Title Loan Does The Vehicle Must Be Under My Name?
To receive a title loan from our Company the registration on the vehicle must be current, must be in your name, and have full policy coverage insurance for loans over $2,500.
Can I pay off my loan earlier?
Yes, when you pay an Auto Title loan off early you save even more money! If you take a loan out for 12 months, but pay it off in the 7th month, you save the interest payments for the remaining five (5) months.
Do you refinance Loans?
Yes, we refinance (buy out, pay off) Auto Title Loans from other providers.
Does my Car has to pay off?
No. Regardless of whether you have another Auto Title Loans on your vehicle, you may still get approved for us. Call us to find out how We Can really help you.
How secure is my information?
The security of your information is also important to us. We use Secure Sockets Layer (SSL) encryption to protect the transmission of your information.
Just why choose an Auto Title Loans over a Bank Loan?
Most individuals choose Auto Title Loans because they do not qualify for traditional Bank Loans. Auto Title Loans are processed more quickly and have fewer requirements than Bank Loans.
Precisely how will I know if I am approved? When will I receive my funds?
You will be notified of the Loan decision quickly following completion of your application. If you are approved, and we get all the requested Documents we will send you the Loan Docs to Sign upon completion you will receive the Funding. Call us now to get the detail information 951-465-7599. Title Loans
Why is Auto Title Loans Better than Payday loans?
A Payday Loan amount typically ranges from $100 to $300 in California. It is a short-term Loan and needs to be completely paid back in under 31 days. Payday Loans rely upon specific income for their repayments (such as your next paycheck or a pending tax refund). However, an Auto Title Loans is designed to give much larger Loan amounts (thousands of dollars) and can be paid back over a longer period of time (usually 12 to 36 months). In other words, a Payday Loan can be seen as a temporary fix, whereas an Auto Title Loans is designed to fulfill your longer financial needs. Title Loans Near Me.